Commercial Insurance
Regardless of the size or scope of your business, a solid business insurance program provides the foundation of support necessary for growth. Most people don’t think about business insurance as a tool for business growth. But what if you have a loss? It happens every day to hundreds, if not thousands, of businesses.
As a small business owner, we know the struggles that you go through on a daily basis and understand that customizing a business insurance package to fit your specific needs allows you to focus on what you need to focus on… your business.
Most insurance companies have 1 or 2 companies they represent… it’s a one size fits all system. Your business is unique and you work very hard to make it a success. You simply cannot afford the one size fits all business insurance model. You need to work with an insurance company that fights for you, and works with many different insurance companies in order to get you the best deal possible for your specific business.
Insurance companies themselves prefer to work with a specific type of business and have excellent coverage and reasonable rates for that specific business. For example, we have insurance companies that specifically want to work with contractors and sub-contractors (plumbers, electricians, HVAC…).
When you go to a one size fits all insurance company then you are likely not getting the best deal possible and may not have the coverage your business needs. It’s like hiring a plumber to build you a deck in your back yard. That plumber can probably do it, but you likely would not hire a plumber to do it… you want someone that builds a deck for a living… so why are you using a one size fits all insurance company for your business?
Whether your business insurance needs are simple or complex, we have access to products and resources to satisfy your needs. We operate as a team to provide the personalized service you deserve as a valued client. Whether you need assistance with a claim or advice concerning a loss control inspection, we are always available to provide support.
Simply stated, we are committed to the success and longevity of your business.
Products offered include, but are not limited to:
- Commercial Property
- General Liability
- Transportation insurance
- Trucking (Local and Long Haul)
- Cargo
- Commercial Umbrella Liability
- Commercial Auto
- Apartment Building Insurance
- Inland Marine
- Ocean Marine
- Workers Compensation
- Professional Liability
- Errors & Omissions Liability
- Directors & Officers Liability (D&O Insurance)
- Employment Practices Liability (EPLI)
- Surety / Bonding
- Cyber Liability
Providing business insurance solutions that meet your specific needs is just one facet of what makes Blue and Gray Insurance a quality choice.
We have access to over 30 different commercial insurance companies which gives you an edge in both coverage and cost.
Please fill out the form below or call us at (540) 645-6195 for more information.